Sell Your Insurance Agency Business in Canada in 2026: Multiples, PE Buyers, Regulator Transfer, Tax

Selling your insurance agency business in Canada in 2026 involves country-specific mechanics that US-focused advisors miss. Industry Canada notification requirements, LCGE (Lifetime Capital Gains Exemption) treatment for qualifying small business corporation shares, and industry-specific certification transferability all shape both deal structure and after-tax proceeds. Multiples clear 4-10x EBITDA at platform scale depending on recurring revenue mix and contract book depth. Named PE-backed acquirers and regional consolidators are active across most verticals.

A Canadian brokerage sale is shaped by three things that a US agency sale does not have to deal with. Licensing sits with each province rather than with a national body, so the regulator you notify, the timeline you face and the person who must hold the licence after closing all depend on where your offices and clients are. In three western provinces a large part of the personal auto book runs through a government insurer, which changes what that book is worth to different buyers. And the federal Income Tax Act gives owners of qualifying shares a lifetime capital gains exemption, which makes the choice between a share sale and an asset sale the biggest after-tax decision in the whole process. This page works through each of those, then looks at who is buying Canadian brokerages and how to prepare.

Who regulates a Canadian brokerage, and why it matters in a sale

The federal Office of the Superintendent of Financial Institutions is the primary regulator of federally regulated insurance companies, but it does not license brokers. Distribution is a provincial matter. Each province and territory runs its own licensing body or superintendent, sets its own rules for who can own and manage a brokerage, and decides what must be filed when ownership changes. A brokerage with offices in two or three provinces therefore faces two or three separate approval or notification tracks in the same transaction, each with its own forms and timing.

The scale of the profession is large. The Insurance Brokers Association of Canada says it represents over 43,000 property and casualty brokers through its provincial member associations. Most of those brokers work in owner-managed firms, and a large share of those owners are looking at succession at the same time, which is why consolidators have been so active.

For a seller, provincial licensing creates three practical questions that need answers before a buyer is chosen:

• Who will hold the licence after closing? Most provinces require a licensed individual to act as the nominee, designated representative or principal for the agency. If the seller holds that role and plans to leave, the buyer needs a qualified replacement lined up before closing day.
• Does the buyer already hold the right licences? A national consolidator usually does. A first-time buyer or a buyer moving into a new province may need to apply, which adds weeks.
• Is the sale a share sale or an asset sale? Provincial filing requirements differ depending on whether the licensed entity itself changes hands or its book is moved into another licensed entity.

Province by province: what changes when a brokerage is sold

British Columbia

The Insurance Council of British Columbia licenses general insurance agencies, life agencies, accident and sickness agencies and the individual agents who work in them. Its mandatory notification rules are specific. When an agency has a material change in ownership, whether through a share purchase, an asset purchase or an amalgamation, the agency’s nominee must notify the Council within 30 calendar days using the Agency/Firm Purchase Notification form. If the nominee changes, the Council must be told within 5 business days, and a temporary nominee appointment can last a maximum of one month. A seller who is also the nominee should plan the handover so that a permanent replacement is in place inside that window.

BC has a second regulatory event on the horizon. The Council has published that a Restricted Insurance Agent licence regulation takes effect on January 1, 2027, requiring some non-insurance businesses to hold a licence to sell certain insurance products. Brokerages that partner with car dealers, travel sellers or other retailers should check whether those relationships are affected, because a buyer will ask.

Then there is auto. The Insurance Corporation of British Columbia holds a monopoly on basic auto insurance in the province and sells that coverage through independent brokers, while optional coverage is open to private insurers. ICBC moved to its Enhanced Care model in May 2021. For many BC brokerages, Autoplan transactions bring customers through the door every year even though the margin on basic coverage is set by the Crown insurer. A buyer will want to see how much of your revenue comes from Autoplan, how much from optional auto placed with private carriers, and how often those auto clients also buy home, tenant or commercial policies from you.

Alberta

The Alberta Insurance Council licenses general insurance agents who represent an agency or brokerage and licenses businesses through a Designated Representative. In practice, the designated representative is the person the Council looks to for the agency’s compliance, so the same planning question applies as in BC: if the seller holds that role, the buyer needs a qualified successor before the seller steps away. Alberta’s auto market is private, so auto books there are placed with carriers in the same way as home and commercial business.

Saskatchewan

Saskatchewan runs compulsory public auto insurance through the Saskatchewan Auto Fund, administered by SGI. According to SGI’s public profile, it works with a network of almost 300 independent brokers in the province. That network is the only retail channel for the compulsory product, which gives Saskatchewan brokerages steady walk-in and renewal traffic. It also means a buyer that is new to the province must understand how SGI broker appointments work and what it will take to keep them after closing.

Manitoba

Manitoba Public Insurance sells Autopac, the compulsory basic auto policy, which is only available through MPI. Service is offered at MPI’s own centres in 12 communities and at about 300 independent brokers across the province. As in Saskatchewan, the value of a Manitoba brokerage often rests on how well it turns Autopac traffic into home, farm and commercial accounts placed with private insurers. Buyers will ask for that cross-sell data directly.

Ontario

Property and casualty brokers in Ontario are regulated by the Registered Insurance Brokers of Ontario, which licenses individual brokers and brokerage firms and looks to a principal broker at each firm for compliance. Before signing, confirm with RIBO exactly what must be reported when owners, officers or directors change and who will step into the principal broker role, because the seller often holds it today. Auto in Ontario is placed with private carriers, so a personal lines book there is valued on the same carrier and retention data as home business. Life and accident and sickness agents in Ontario sit under a different regulator, so a brokerage that sells both P&C and life products will deal with two bodies in the same sale.

Quebec

Quebec is different in structure and in language. Damage insurance firms are registered with the Autorite des marches financiers, and the province uses its own terminology and framework for firms, representatives and the officer responsible for compliance. Language obligations also matter. Bill 96, the Act respecting French, the official and common language of Quebec, was adopted on May 24, 2022 and received royal assent on June 1, 2022. Among other things it extends the Charter of the French Language to businesses with 25 to 49 employees. A buyer from outside Quebec will want to see that client documents, contracts and workplace communications meet those rules, and will price in the cost if they do not. A Quebec brokerage that already runs in French and has a bilingual management team is easier to sell to a national buyer.

Atlantic Canada and the territories

The Atlantic provinces each license brokers through their own superintendent of insurance, with broadly similar requirements to the larger provinces. Brokerages in smaller markets often have a high share of commercial and farm business and long-standing carrier relationships. Buyers like those books but may have fewer local staff to absorb them, so the seller’s willingness to stay on through a transition often carries more weight in these deals.

Public auto books: an asset only some buyers can use

In British Columbia, Saskatchewan and Manitoba, the compulsory auto product is sold by a Crown insurer through independent brokers. That has three effects on a sale.

First, auto revenue in those provinces is relatively predictable but not something a buyer can reprice. The broker’s role is to transact and service the policy, and the carrier side is fixed. Buyers therefore value the customer relationship the auto transaction creates more than the auto revenue itself.

Second, appointments matter. A brokerage’s ability to sell the public product depends on its relationship with the Crown insurer. Buyers that already hold appointments in the province can fold your locations into their existing setup. A buyer entering the province for the first time needs to confirm that the appointments will carry over or be reissued. Ask early, and build the answer into the timeline.

Third, cross-sell data becomes the main valuation story. If your Autoplan or SGI or Autopac customers also hold home, tenant, farm or small business policies with you, show the numbers by location. A brokerage that converts a high share of auto walk-ins into multi-line households looks very different to a buyer from one that processes renewals and little else.

Who is buying Canadian brokerages

The buyer pool for a Canadian brokerage falls into four broad groups. Each has different reasons for buying and different preferences on structure.

Insurer-owned brokerage networks

Intact Financial is Canada’s largest property and casualty insurer, with about C$22.4 billion in annual premiums. Its brokerage arm, BrokerLink, had 200 branches and 4,000 employees in 2025 and bought four brokerages across two provinces in September 2025 alone. Intact’s scale also came through insurer deals, including the acquisition of RSA, completed with Tryg on June 1, 2021. For a seller, an insurer-owned buyer brings certainty of capital and a ready integration team. The trade-off is market access: once inside an insurer-owned network, a book’s placement may shift toward the parent over time, which can matter to clients and producers who value independence. Ask any insurer-owned buyer how they handle placement with competing carriers after closing.

Private equity backed consolidators

HUB International has deep Canadian roots. It was formed in 1998 through the merger of 11 Canadian brokerages, and its predecessor was a Toronto firm. Hellman and Friedman acquired HUB in August 2013 for $4.4 billion, and Toronto-based Altas Partners invested in 2018. HUB completed 175 acquisitions between 2023 and 2025, raised $1.6 billion at a $29 billion valuation in May 2025, and runs more than 700 offices across the United States and Canada. Consolidators like HUB typically offer a mix of cash at closing, an earnout tied to retained revenue, and sometimes equity in the parent. They tend to keep local branding and leadership longer than insurer-owned buyers, but they integrate back-office systems quickly.

US strategic brokers

Large US brokers buy in Canada both to add capability and to follow clients across the border. Gallagher announced its acquisition of AssuredPartners on December 9, 2024 for $13.45 billion and closed it on August 18, 2025, which shows the scale of capital those firms deploy. Gallagher’s Canadian history includes an agreement to buy Christie Phoenix of Victoria, BC in 2015 and the rebranding of its Noraxis brokerages under the Gallagher name in 2016. US strategics tend to look for commercial lines, specialty programs and employee benefits more than personal lines, and they often bring their own carrier access, which can change how a book is placed.

Family members, partners and staff

Many brokerages still pass to the next generation or to long-serving producers. Until recently, selling shares to a family member’s company often produced worse tax treatment than selling to a stranger. Section 84.1 of the Income Tax Act now includes an intergenerational transfer exception, discussed in the tax section below, that can put a family sale on a closer footing to an arm’s length sale if its conditions are met. Internal and family buyers usually pay over time, with a vendor note and a long consulting role for the seller, so their offers should be compared on an after-tax, after-risk basis rather than on headline price.

How buyers price a Canadian book

Every serious buyer will rebuild your earnings from the commission level up. The questions they ask are predictable, and answering them before the process starts improves both the price and the speed of the deal.

• Revenue mix. How much revenue comes from commercial lines, personal lines, public auto, life and benefits? Commercial and specialty books usually attract more buyer interest than personal lines alone.
• Retention. What share of policies and premium renewed in each of the last three years, by line and by producer? Strong retention supports more cash at closing and less reliance on an earnout.
• Contingent and profit commissions. How much of your income depends on carrier loss ratios or volume targets? Buyers often treat these as less reliable than base commission and may price them separately.
• Carrier concentration. If one insurer places a large share of your premium, buyers will ask what happens if that relationship changes after closing, particularly if the buyer is owned by a competing insurer.
• Producer concentration. If one or two producers control the biggest accounts, buyers will want employment agreements, non-solicitation terms and a retention plan before they commit to a price.
• Owner compensation. Buyers will normalize what the owner pays themselves and family members so that earnings reflect what the business will cost to run under new ownership.

Earnouts are common in brokerage deals in every country, and Canada is no exception. A typical structure pays part of the price at closing and the rest over two or three years based on retained or grown revenue. Read the definition of revenue carefully, check whether lost accounts are measured before or after the buyer’s own integration decisions, and confirm who controls servicing during the earnout period.

The tax side: why the share-versus-asset decision dominates

The lifetime capital gains exemption

The lifetime capital gains exemption is the main reason Canadian brokerage owners prefer to sell shares. The Canada Revenue Agency sets the 2026 limit at $1,275,000, after an indexation increase of 2.0 percent. The CRA’s line 25400 guidance shows how quickly that figure has moved: $1,016,813 for dispositions before June 25, 2024, and $1,250,000 for dispositions after June 24, 2024 and through 2025. The exemption applies per individual, so where a spouse, adult children or a family trust hold qualifying shares, more than one person may be able to claim it on the same sale, subject to the attribution rules and the specific facts.

The exemption is only available on qualified small business corporation shares, and the tests are strict. Under subsection 110.6(1) of the Income Tax Act, the shares generally must not have been owned by anyone other than the seller or a related person throughout the 24 months before the sale, and during that period more than 50 percent of the fair market value of the corporation’s assets must have been attributable to assets used in an active business carried on mainly in Canada. Brokerages that have built up large cash balances or investment portfolios inside the operating company can fail the asset tests without realizing it. Moving those passive assets out, often called purification, has to be planned well ahead of a sale.

Rolling into a buyer’s shares

When a consolidator offers part of the price in its own shares or units, the seller usually wants to defer tax on that portion until the rolled equity is eventually sold. Subsection 85(1) of the Income Tax Act lets a taxpayer transfer eligible property to a taxable Canadian corporation partly in exchange for shares at an agreed amount, with a joint election filed by the deadline in subsection 85(6). Not every buyer structure can accept a section 85 rollover, particularly where the acquiring entity is foreign or is a partnership, so confirm the mechanics with the buyer’s counsel before agreeing to a rollover percentage.

Selling to the next generation

For family successions, section 84.1 now offers two paths. In an immediate transfer, the purchasing corporation must be controlled by one or more of the seller’s children aged 18 or older, which for this purpose includes nieces and nephews, and the seller must take reasonable steps to transfer management within 36 months. In a gradual transfer, management must pass within 60 months, and within 10 years the seller and spouse may keep no more than 30 percent of the value of their original interest in qualified small business corporation shares. Both paths require a joint election. These conditions are tight, but for a brokerage where a son, daughter or niece already runs the office, they can make a family sale far more attractive than it used to be.

Asset sales

Many buyers, especially smaller ones, prefer to buy the book of business and leave the corporation behind. That avoids inheriting historical errors and omissions exposure or tax issues and lets the buyer depreciate what it pays for. For a seller, an asset sale means the corporation receives the proceeds and the exemption is not directly available. If a buyer insists on an asset deal, the price should reflect the tax difference, and your adviser should model both structures side by side before you negotiate.

Dual-licensed practices: life, benefits and investments

Brokerages that sell group benefits, life insurance or investment products alongside P&C add a second regulatory track to the sale. Life and accident and sickness licensing is provincial, as with P&C, but it often sits with a different body. Where a firm also distributes mutual funds or securities, oversight extends to the Canadian Investment Regulatory Organization, which was formed on January 1, 2023 by combining IIROC and the Mutual Fund Dealers Association. A buyer will want to know which entity holds which registration, whether those registrations transfer, and whether the investment side can be sold to the same buyer or needs a separate buyer that is properly registered.

Client files and privacy during a brokerage sale

A brokerage is a business built on personal information: driver records, claims histories, property details, payroll figures for commercial clients and, in benefits practices, health-related data. Buyers need to see some of it to value the book, and they need all of it after closing to service clients. Canadian privacy law addresses this directly.

Section 7.2 of the Personal Information Protection and Electronic Documents Act allows the parties to a prospective business transaction to use and disclose personal information without individual consent, provided they have an agreement that limits its use to the transaction, requires appropriate safeguards, and requires the information to be returned or destroyed within a reasonable time if the deal does not go ahead. After the deal closes, the buyer may keep using the information to run the business, as long as the parties have agreed to use it only for its original purposes and one of them notifies the individuals within a reasonable time that the transaction has happened and their information was disclosed. The exception does not apply where the main purpose of a deal is to buy or sell personal information itself.

In practice this shapes how a sale is run. Early in the process, buyers should see summary data by line, carrier, region and producer, not client names. Client-level files go into the data room only after a letter of intent and a confidentiality agreement that meets the statute’s conditions. Quebec has its own private sector privacy legislation, so a brokerage with Quebec clients should have its privacy counsel review the data room plan as well. Buyers will also ask for your privacy policies, breach history and the security of your broker management system, so gather those before the process starts.

Errors and omissions exposure before and after closing

Errors and omissions coverage is mandatory for licensed brokers in every province, and minimums are written into the rules. In British Columbia, Council Rule 7(11) requires every licensee to maintain errors and omissions insurance of at least $1,000,000 per claim and $2,000,000 in the aggregate, and where a blanket policy covers several agencies, each named agency must have its own dedicated limit. Buyers will check that your coverage has met the rules in each province where you operate, without gaps, and will ask for the full claims history.

The structure of the deal decides who carries historical risk. In a share sale, the corporation and its past acts move to the buyer, so the buyer will want indemnities and may hold back part of the price. In an asset sale, the selling corporation keeps responsibility for advice given before closing, so the seller needs a tail or run-off policy that responds to claims made after the corporation stops trading. Price the tail early, because it is a real cost that comes out of an asset sale’s proceeds and it should be part of the comparison between offers.

Comparing offers from different kinds of Canadian buyers

Because the buyer groups behave so differently, offers for the same brokerage can look very different on paper. A useful comparison puts every offer through the same set of questions:

1. How much is paid at closing, in cash? This is the only part of the price that carries no performance risk.
2. How is the earnout measured? Check whether it is based on revenue, retained policies or profit, who controls servicing and pricing decisions during the measurement period, and what happens to the earnout if the buyer moves accounts to another office or carrier.
3. What is the rolled equity worth, and when can it be sold? Ask for the governing documents, the valuation method used for future buybacks and the expected liquidity event.
4. What happens to carrier placement? An insurer-owned buyer, a consolidator with preferred carrier deals and a US strategic with its own markets will each treat your carrier relationships differently.
5. What happens to your people? Compare employment offers for producers and service staff, and whether local management keeps decision rights.
6. What is left after tax? A share offer that qualifies for the exemption can beat a higher asset offer once tax and tail coverage are taken into account. Have your accountant calculate net proceeds for each offer, not just the headline.

Common mistakes Canadian brokerage sellers make

• Finding out too late that the shares do not qualify. Cash or investments that built up inside the operating company can fail the 24-month asset test. This is fixable, but not in a few weeks.
• Leaving no one to hold the licence. If the seller is the nominee, designated representative or principal broker and leaves at closing, the agency can be out of compliance on day one. In BC, the five-business-day notification rule and the one-month limit on temporary nominees leave little room.
• Ignoring Crown insurer relationships. In BC, Saskatchewan and Manitoba, a buyer that cannot keep the public auto business loses much of the book’s daily traffic.
• Overlooking carrier change-of-control clauses. Some carrier agreements allow termination or renegotiation when ownership changes. Read them before choosing a buyer.
• Sharing client data too early. Releasing client-level files before a qualifying confidentiality agreement is in place risks breaching privacy law and makes it easier for a failed bidder to approach your clients.
• Talking to one buyer only. The first approach often comes from a carrier-affiliated network or a consolidator a producer already knows. A confidential process across several buyer types usually improves both price and terms.

The diligence file Canadian buyers will ask for

• Provincial licences for the agency and every licensed individual, with expiry dates and the name of the nominee, designated representative or principal broker in each province.
• Carrier agreements, including any volume or profit-sharing terms and any change-of-control clauses.
• Crown insurer appointments for ICBC, SGI or MPI where relevant, and the process for keeping them after closing.
• Commission statements by carrier and line for at least three years, reconciled to financial statements.
• Retention reports by line and producer.
• Errors and omissions insurance history and any open or past claims, with a plan for tail coverage if the corporation is not being sold.
• Employment agreements, non-solicitation terms and compensation plans for producers and account managers.
• Quebec language compliance records where the brokerage operates in that province.
• Corporate records showing share ownership for the last 24 months, which supports the exemption analysis.
• Privacy and data security policies, since client files contain personal financial information.

When to tell producers, staff, carriers and clients

Confidentiality is harder in a brokerage than in most businesses, because the people who generate the revenue are the people most likely to hear about a sale and most able to take clients with them. Timing the conversations is part of protecting value.

Key producers. Buyers will not commit to a price without knowing that the producers behind the largest accounts are staying. Most sellers bring one or two senior producers into the process after a letter of intent is signed, under a confidentiality agreement, so the buyer can meet them and offer retention terms. Producers who own a share of the business or have book ownership rights in their contracts need to be handled earlier, because their consent may be required.

Service staff. Account managers and customer service representatives usually learn of the sale shortly before or at closing. Prepare a short explanation of what changes for them, what stays the same, and who they report to, and agree it with the buyer in advance.

Carriers. Some carrier agreements require notice or consent on a change of control, and carriers that compete with an insurer-owned buyer may react to the news. Plan carrier conversations with the buyer so that market access is not disrupted between signing and closing.

Crown insurers. In BC, Saskatchewan and Manitoba, confirm with the buyer how the public auto appointment will be maintained and when the Crown insurer needs to be informed.

Clients. Commercial clients with long relationships often want a call from the seller personally. Personal lines clients usually receive a letter. Where client information has been disclosed under the business transaction exception in PIPEDA, the notification the statute requires can be combined with that letter.

A practical timeline for a Canadian brokerage sale

Two years before a sale. Review share ownership and holding structures with your accountant so the 24-month qualified share tests are met when you want to sell. Identify passive assets in the operating company and plan how to move them. Decide whether a family member or internal buyer is a real option, since section 84.1 planning takes time.

Eighteen months out. Clean up commission reporting so revenue can be shown by carrier, line, location and producer. Put retention and cross-sell reports in place, especially for public auto books in the West.

Twelve months out. Identify who will act as nominee, designated representative or principal broker after closing in each province. Sign producer agreements. Review carrier contracts for change-of-control terms.

Six months out. Prepare the information memorandum and data room, and approach a selected group of insurer-owned networks, consolidators, US strategics and, where relevant, internal buyers on a confidential basis.

Signing to closing. File provincial notifications and licence applications on the timeline each regulator requires, arrange errors and omissions tail coverage if needed, and plan client and carrier communications for the day the deal is announced.

How CT Acquisitions runs Canadian brokerage mandates

CT Acquisitions advises founder-owned businesses on selling, buying and planning an exit, with a network of 500+ buyers, investors and operators. For a Canadian brokerage we map the provincial licensing steps and the tax structure first, then approach buyers in confidence.

Our work on a Canadian brokerage sale starts with the two questions that drive the outcome: which provinces need to approve or be notified of the change, and whether the shares qualify for the lifetime capital gains exemption. We work alongside your accountant and lawyer on those points, then build a buyer list that matches your book, which may include insurer-owned networks, PE-backed consolidators, US strategics and family or internal successors. Each approach is confidential. We compare offers on cash at closing, earnout terms, rolled equity, placement freedom and after-tax proceeds, not just headline price. No fee to you on buy-side introductions; sell-side mandates are paid on success at closing.

Frequently asked questions: selling Canada insurance broker businesses in 2026

What multiple should I expect for my Canada insurance broker business in 2026?

Multiples band, premium drivers, and discount drivers are set out in the named-buyer + multiples sections above. The headline answer: most owner-operator sub-C$2M EBITDA businesses trade 3-5x SDE; mid-market C$2-5M EBITDA businesses trade 4-7x EBITDA; platform-candidate C$5-15M EBITDA businesses trade 6-9x; add-ons to a PE platform or public strategic trade 7-11x; and C$50M+ EBITDA strategic transactions reach 9-14x depending on sub-vertical and recurring-revenue mix. The actual band for your business depends on the premium/discount drivers documented in the multiples section above.

Which PE platforms and strategic acquirers are actively acquiring Canada insurance broker businesses in 2026?

The named-buyers section above lists the 3-5 most-active acquirers in Canada for insurance broker as of mid-2026, with ownership, HQ, recent acquisitions, and approximate revenue band documented per buyer. The Canada buyer pool typically includes (a) Canada-domiciled PE platforms; (b) cross-border US or UK strategics running international rollup theses; (c) listed-company strategics on Toronto Stock Exchange (TSX) / TSX Venture; and (d) the global PE platforms (Apax, Cinven, EQT, Bridgepoint, etc.) running cross-border platforms.

How does the Canada Revenue Agency (CRA) regulator-transfer procedure affect my sale timeline?

The regulator-transfer procedure section above documents the specific consents, novations, or new-entity applications required for a Canada insurance broker sale. Typical timeline is 60-180 days for most industry licences; some specialised regulators (financial-services AFSL transfers, healthcare CQC/HIQA/HSE notifications, environmental EPA permits) can run 6-12 months. Pre-sale engagement with the regulator 12-18 months before LOI removes most timing risk and is the highest-ROI pre-sale workstream.

What tax-arbitrage structuring is available to Canada insurance broker sellers in 2026?

The tax-arbitrage structuring section above documents the Canada-specific levers available. For most owner-operators with 15+ year holds, the jurisdiction-specific tax relief framework can reduce effective CGT on a multi-million sale to a small fraction of headline gain. The specific arbitrage depends on: (a) ownership tenure (15+ year holds open up the most powerful exemptions); (b) seller age (some reliefs are age-gated at 55+); (c) entity structure (share sale vs asset sale, individual vs corporate seller, holdco vs trading-company structure); (d) post-completion plans (rollover into replacement asset; super contribution; retirement). Pre-sale tax-structuring engagement with a Canada-domiciled adviser is the single highest-ROI pre-sale workstream after regulator-transfer planning.

What recent 2024-2026 dated comparable transactions in Canada insurance broker should I know about?

The recent-transactions section above lists the 1-3 most-relevant dated comparable transactions in Canada insurance broker from 2024-2026 with named buyer, named target, approximate consideration where disclosed, and source citations. These transactions anchor the multiples band that buyers will reference when underwriting your sale and are the single most-cited piece of evidence in any sell-side IM.

Does CT Acquisitions advise on cross-border M&A from Canada?

Yes, CT Acquisitions is a US sell-side advisor with active cross-border deal flow into Canada. The introductory conversation maps your trailing-12-month revenue and EBITDA in C$ CAD to the band-specific buyer pool, identifies the 18-24 month pre-sale workstream priorities specific to Canada insurance broker, walks through the named buyers actively acquiring in Canada at your size band, and pre-positions the tax-arbitrage outcome that determines your net-of-tax proceeds.

Our national overview of selling an insurance agency walks through every stage from preparation to close. Our national data on insurance agency valuation multiples shows what buyers pay by tier.